01 / REAL ESTATE PROFESSIONALS
For Realtors
Title insurance and transaction support tailored to your clients, coordinated from contract to closing.
Place a title order ↗
Peninsula Title Agency | Serving MI Western UP
Your property.
Our priority.
Real estate title and closing services, guided by local knowledge and a team that stays with you every step of the way.
Local people · Local records · Clear closings
A steady hand for your next step
Real estate can be complex.
Good guidance helps.
Whether you’re buying, selling, refinancing, financing a property or coordinating a 1031 exchange, our experienced team helps bring the pieces together.
Peninsula Title Agency has served realtors, lenders and property owners across the western Upper Peninsula for 25 years. We combine deep regional knowledge with practical, personal service—from the first title search through closing.
Since 2001Serving the region
100+ yearsCombined experience
2 officesCrystal Falls & Iron Mountain
How we help
Support for every side
of the transaction.
From the first order to the final signature, our team helps keep your transaction moving and your questions answered.
02 / FINANCING PARTNERS
For Lenders
Title research and closing coordination to help protect lien priority and keep loan transactions on track.
Start a lender order ↗03 / BUYERS & SELLERS
Buying or selling
Clear, steady guidance through the paperwork and details involved in transferring property ownership.
Get started ↗04 / INVESTMENT PROPERTY
1031 exchange
We work with a long-standing qualified intermediary for eligible like-kind exchanges and related transactions.
Contact the intermediary ↗A local title plant with deep roots
We know this land
and its history.
Our in-house title plant holds property records dating back more than 100 years, including records from the 1800s. That local archive helps our team research property history efficiently and support accurate title work.
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Family-owned and operated
Local service, grounded in the communities we serve.
Local service, grounded in the communities we serve.
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Over 100 years of combined experience
A knowledgeable team for the details that matter.
A knowledgeable team for the details that matter.
“Historic records. Local expertise. People who know the communities they serve.”
Peninsula Title Agency · Western Upper Peninsula
The people behind the paperwork
Meet your local team.
Real people, working together to make each closing feel clear and manageable.
Michael DivineOwner & President · Licensed Title Examiner
Julie SchiavoAgency Manager · Licensed Title Examiner
Cassie MillsOffice Manager · Licensed Title Examiner
Sarah HagglundOffice Manager · Licensed Title Examiner
Leia BurkeEscrow Officer
Samantha FittanteEscrow Officer
Cassandra MajurinEscrow OfficerPart of the community
Local roots.
Local values.
Peninsula Title supports local organizations, events and opportunities that help the Western UP thrive.
Community organizations we support
Iron County Historical Museum SocietyHistoric Crystal TheaterDickinson Trail ClubLake Antoine Park PartnersWhite Pine 4th of JulyCrystella Recreation Association100 Plus WomenMenominee Habitat for HumanitySt. Vincent de Paul SocietyDickinson Conservation DistrictDickinson Area Community FoundationAlpha Fourth of JulyFamily Snowshoe Charity AssociationCrystal Falls Contemporary CenterIron County Soccer ClubBruce Crossing Fourth of JulyHarbor House MuseumLocal school sports, music boosters & Operation Graduation
Affiliations
Iron County Economic Chamber AllianceGreater Iron Mountain MLSDickinson County Chamber of CommerceLoyal 2 LocalCrystal Falls Business AssociationMichigan Land Title AssociationAmerican Land Title Association
A local story
Owner and President Mike Divine grew up in the Upper Peninsula and served in the U.S. Army’s 25th Infantry Division. He earned a degree in land surveying from Michigan Tech and began working in title insurance in 2002, bringing his technical background and interest in local history to the agency.
Rooted in the region
Local offices. Regional understanding.
Our offices serve communities across Michigan’s western Upper Peninsula, with local records and familiar faces close at hand.
Iron CountyOntonagon CountyHoughton CountyKeweenaw CountyGogebic CountyBaraga CountyDickinson CountyMenominee County
Come see us
Two offices, one local team.
Crystal Falls
Serving Iron, Ontonagon, Houghton, Keweenaw, Gogebic and Baraga counties.
15 South Fourth Street, Crystal Falls, MI 49920 ↗(906) 875-6618peninsula@pentitle.netMonday–Friday · 8:00 am–4:30 pm
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Iron Mountain
Serving Dickinson and Menominee counties.
100 E. H Street, Iron Mountain, MI 49801 ↗(906) 767-0168peninsula@pentitle.netMonday–Friday · 8:00 am–4:30 pm
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Useful information
Know what to expect.
Answers, rate tools and transaction forms to help you take your next step with confidence.
Underwriter rate calculators
Michigan title premiums are set by the underwriters and filed under state regulations. These calculators provide estimates; final charges can vary by transaction details and endorsements.
For a transaction-specific quote, contact our office.
Common questions
Why do I need title insurance?
An owner’s policy protects a purchaser against covered title defects that may exist on the property. A lender’s policy protects the lender’s lien priority. Coverage depends on the policy terms.
How long am I covered?
An owner’s title insurance policy generally lasts as long as you or your heirs own the property, subject to the policy terms.
Can I choose my title provider?
Yes. Buyers, sellers and borrowers have the right to choose their title provider. Let your agent, attorney or loan representative know you would like Peninsula Title Agency.
Do I have to close in one of your offices?
Not always. Depending on the transaction, signing may be coordinated by secure email or overnight courier, with a local notary, bank or affiliated settlement office. Remote online notarization may be available in some cases.
How do I protect myself from wire fraud?
Always verify wiring instructions by calling a known, trusted number. Never rely on phone numbers or last-minute changes sent by email. Contact our office if anything seems unusual.
Your information matters
Privacy & SMS terms
Peninsula Title Agency, Inc. is committed to protecting the confidentiality and security of your nonpublic personal information. We may collect information you provide, transaction information shared by your lender, attorney, real estate broker or others involved, and information from public records.
We use mobile information to provide transaction or title updates, respond to support requests, and send informational notifications about requested services. SMS message frequency varies; message and data rates may apply. Reply HELP for help or STOP to opt out. You may also reply END, CANCEL, UNSUBSCRIBE or QUIT. We do not share mobile information or SMS opt-in consent data with third parties or affiliates for marketing or promotional purposes.
We do not disclose nonpublic personal information about customers or former customers except as permitted by law. Access is limited to employees who need the information to provide requested products or services. We maintain physical, electronic and procedural safeguards consistent with applicable requirements.
Questions? Contact us. SMS opt-out confirmation and message timing follow the terms on the current transaction forms.
Helpful reminders
Protect your closing funds.
Real estate wire fraud attempts can use lookalike email addresses and convincing instructions. Always confirm wiring instructions and any changes by calling a trusted, known phone number. Never rely on a phone number or link included in a suspicious email.
Peninsula Title partners with CertifID to support identity verification before sensitive banking information is exchanged. Contact our team if you have concerns about a message or a transaction request.
Ownership choices can have estate planning, probate and other legal consequences. Consider speaking with an attorney before making title or tenancy decisions.
More transaction resources ↗Careers at Peninsula Title
Join our Crystal Falls team.
We’re hiring a full-time Escrow/Closing Agent. Training provided for the right candidate.